Yeah... pooling resources might be nice... especially for those of use who are practically broke.
Currently, Kay has 562 gp 4 sp 5 cp... However, she has decided that she has some things she is willing to sell, like:
Wand of Shocking Grasp (25 charges) (350 sale value)
Wand of Magic Missile (25 charges) (350 sale value)
Wand of Magic Missile CL3 (41 charges) (1371 gp 9 sp 5 cp sale value)
+1 Keen Dagger (4151 gp sale value - let's face it, she's never going to use it, unless she has to hand in her rapier to someone OTHER than Anna to get the Agile special ability added.)
That gives her another 6,222 gp 9 sp 5 cp, for a total of 6,784 gp 13 sp 10 cp.
IF she were going to get rid of the Snakeskin Tunic and the Belt of Giant Strength +2 and replace them with a Belt of Incredible Dexterity +4, she would have:
Snakeskin Tunic (4000 gp sale value)
Belt of Giant Strength +2 (2000 gp sale value)
Bringing her total to 12,784 gp 13 sp 10 cp.
Unfortunately, a Belt of Incredible Dexterity +4 costs 16,000 gp...
Doing that would also mean her bow is to hard for her to draw, so she would need to replace it. So she would need to sell:
Masterwork Strength +2 Composite Shortbow (262 gp 5 sp sale value)
and replace it with
Masterwork Strength +1 Composite Shortbow (450 gp)
SO... her total cash now is 13,046 gp 18 sp 10 cp
and her total she needs to purchase is 16,450 gp
She would also loose 1 point of AC when she doesn't have Mage Armor cast...
However, she'd also really like to get that Celestial Armor... which costs 22,400 gp.
In other words, WAY TOO MUCH...
Alternately, if she were to have Dothan spend some time updating her Snakeskin Tunic to have a +4 DEX Bonus instead of a +2 Dex Bonus, it would increase the cost of it by 12,000 gp and she wouldn't need to replace the bow or sell the tunic or the Belt of Giant Strength... so...
She would still only have 6,784 gp 13 sp 10 cp and it would take Dothan 12 days to complete the upgrade (unless that was being done faster somehow, but I don't think so.)
And the 22,400 gp Celestial Armor is still pretty much out of reach... sigh...
EDIT: Alternately, I could get myself a set of +3 Dancing Scarves for 9,300 gp... That would give me AC 5, an improvement over Mage Armor of 1, bringing my overall AC, if I get the added DEX enhancement, to: 29
10 +
7 for Dex bonus of currently +
2 Shield Bonus for Ring of Force Shield +
2 Deflect Bonus for Ring of Protection +
2 Natural Armor Bonus for Amulet of Natural Armor +
5 AC +3 Dancing Scarves +
1 Dodge bonus for Dodge Feat.
So, let's say we plan on either upgrading the Snakeskin Tunic OR eventually trading it, the Belt of Giant Strength, and the Masterwork Strength +2 Composite Shortbow in for a Belt of Incredible Dexterity +4 and a Masterwork Strength +1 Composite Shortbow, and RIGHT NOW, purchasing a set of +3 Dancing Scarves for 9,300gp.
Given what I have in cash and trade before the current loot, I have: 6,784 gp 13 sp 10 cp so I'm a 2,514 6 sp short right now... However, if I remember correctly, without selling ANY magical items or Dragon parts, we have a total of 2,917 gp per person coming to us from this Dragon Hoard... (23,336/8 correct?) So, if I add that in, I will have 402 gp 4 sp left after buying my +3 Dancing Scarves... If Darcs says I can find +3 Dancing Scarves... (Let me guess, we have to go to Riddleport to find something like that? LOL!)